New Year, New Wealth Management: Saving for the Future
As the new year approaches, many of us comb through our holiday receipts, feeling regretful about our festive indulgences and splurges. Without a plan, it’s easy to overspend and leave…
Here For You – Top 4 Reasons for Taking a Personal Loan
If you need fast cash, whether it’s for an unseen expense or a home remodel, you may consider taking out a personal loan or line of credit from the bank.…
The Benefits of Online Banking & Mobile Banking
We've all been there: you make a mad dash to the bank only to find the front doors locked, one minute past closing. Or, you may want to know the…
Importance of Separating Personal and Business Banking Accounts
Have you recently set up your own business? If so, then you might be unsure about the best way to manage your company finances effectively. There are many things to…
Financial Literacy 101: Helping Families in Alabama Thrive
Financial literacy is integral to your future prosperity. It can be defined as a competent understanding of financial concepts, including, but far from limited to: Saving moneyDebt managementUnderstanding and use…
The Importance & the Benefits of Local Independent Banks
Businesses around the world are becoming more aware of the impacts they have on communities, regions, countries, and sometimes even the whole world. The new ESG movement—Environmental, Social, and Governance—is…
Goodbye FICO, hello AI: the future of credit scores and home-buying
Named after the Fair Isaac Corporation, FICO scores first came out in 1989. At the time, FICO scores were a game-changer. For the first time in history, lenders were bound…
The top five reasons to work with a local independent bank
Big tech companies have built incredible products, platforms, and services. In many ways they are largely responsible for pulling us into the future. But with size comes the diminishing ability…