Goodbye FICO, hello AI: the future of credit scores and home-buying
Named after the Fair Isaac Corporation, FICO scores first came out in 1989. At the time, FICO scores were a game-changer. For the first time in history, lenders were bound…
Good debt, bad debt: understanding and managing debt
Between the biggest international corporations and individual citizens, financial concepts and goals remain the same: make more money than you spend. Similarly, businesses and people alike need to make use…
Summer is the time to buy or refinance your mortgage
Historically, summertime signals that we take heed of the housing market. This wisdom rings especially true here in 2021. Our mortgage experts here at Troy Bank & Trust are advising…
Troy Bank & Trust offers customers a full lineup of personal and business loans
A bank’s original purpose was to anchor of America’s communities. Their role at center of the economic community was to fuel prosperity. Throughout history, banks have done this by providing…
Troy Bank brings its community values to the merger with First National
Working for and with a local business provides countless benefits for customers, employees, and the business itself. More than all three combined, local independent businesses are integral to the surrounding…
Troy Bank & Trust is working overtime to help small businesses survive the pandemic
Currently, the United States (along with the rest of the world), finds itself amid the worst recession since the 2008 housing crisis. Now more than ever, Troy Bank & Trust…