Businesses around the world are becoming more aware of the impacts they have on communities, regions, countries, and sometimes even the whole world. The new ESG movement—Environmental, Social, and Governance—is…
Small or large, local or national, running a business requires admirable focus and energy. Some of the best business owners, however, are able to keep their eye on both operations…
In wake of the pandemic, the United States Federal Government took unprecedented steps to avoid certain economic consequences. Included among the CARES Act’s multi-trillion-dollar stimulus package were the Paycheck Protection…
Named after the Fair Isaac Corporation, FICO scores first came out in 1989. At the time, FICO scores were a game-changer. For the first time in history, lenders were bound…
Between the biggest international corporations and individual citizens, financial concepts and goals remain the same: make more money than you spend. Similarly, businesses and people alike need to make use…
Big tech companies have built incredible products, platforms, and services. In many ways they are largely responsible for pulling us into the future. But with size comes the diminishing ability…
A bank’s original purpose was to anchor of America’s communities. Their role at center of the economic community was to fuel prosperity. Throughout history, banks have done this by providing…
Working for and with a local business provides countless benefits for customers, employees, and the business itself. More than all three combined, local independent businesses are integral to the surrounding…
Currently, the United States (along with the rest of the world), finds itself amid the worst recession since the 2008 housing crisis. Now more than ever, Troy Bank & Trust…