New Year, New Wealth Management: Saving for the Future
As the new year approaches, many of us comb through our holiday receipts, feeling regretful about our festive indulgences and splurges. Without a plan, it’s easy to overspend and leave…
Here For You – Top 4 Reasons for Taking a Personal Loan
If you need fast cash, whether it’s for an unseen expense or a home remodel, you may consider taking out a personal loan or line of credit from the bank.…
The Benefits of Online Banking & Mobile Banking
We've all been there: you make a mad dash to the bank only to find the front doors locked, one minute past closing. Or, you may want to know the…
Importance of Separating Personal and Business Banking Accounts
Have you recently set up your own business? If so, then you might be unsure about the best way to manage your company finances effectively. There are many things to…
Financial Literacy 101: Helping Families in Alabama Thrive
Financial literacy is integral to your future prosperity. It can be defined as a competent understanding of financial concepts, including, but far from limited to: Saving moneyDebt managementUnderstanding and use…
How to Detect & Protect Yourself from COVID-19 Stimulus Scams
Since time immemorial, the art of the scam has been ingrained into the darker parts of our nature. Unfortunately, these parts have been willing to take advantage of unwitting individuals…
Troy Bank & Trust Preps Business Owners for Tax Season
Small or large, local or national, running a business requires admirable focus and energy. Some of the best business owners, however, are able to keep their eye on both operations…
Good debt, bad debt: understanding and managing debt
Between the biggest international corporations and individual citizens, financial concepts and goals remain the same: make more money than you spend. Similarly, businesses and people alike need to make use…
Dangerous debit: avoid these four charge types when using your check card
Here at Troy Bank & Trust, customers are rewarded with ultimate convenience when it comes to all payments, transfers, and transactions. All your accounts are linked for ease of use.…
Summer is the time to buy or refinance your mortgage
Historically, summertime signals that we take heed of the housing market. This wisdom rings especially true here in 2021. Our mortgage experts here at Troy Bank & Trust are advising…